Comments for www.CreditRepairPractice.com - Credit Repair | Debt Management | Bankruptcy http://www.creditrepairpractice.com Credit Repair, Debt Management, Bankruptcy, Credit Counseling, Personal Finance, Credit Cards, Loans, Saving, Investing & more ... Tue, 06 Sep 2011 10:48:46 -0400 http://wordpress.org/?v=2.8.6 hourly 1 Comment on Bankruptcy and how it appears on credit report? by bdancer222 http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report/comment-page-1#comment-22255 bdancer222 Tue, 06 Sep 2011 10:48:46 +0000 http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report#comment-22255 Each individual account will show that the debt was discharged in bankruptcy. Those items will age off the credit report 7-1/2 years from the date of first deficiency. The bankruptcy itself will show in the public records section and remain for 10 years. This is per the FCRA. Filing bankruptcy does not clear your credit report. It just relieves your from having to pay the debt. The "clean slate" is no debts to pay, not the credit report. Each individual account will show that the debt was discharged in bankruptcy. Those items will age off the credit report 7-1/2 years from the date of first deficiency. The bankruptcy itself will show in the public records section and remain for 10 years. This is per the FCRA.

Filing bankruptcy does not clear your credit report. It just relieves your from having to pay the debt. The "clean slate" is no debts to pay, not the credit report.

]]> Comment on Bankruptcy and how it appears on credit report? by D J http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report/comment-page-1#comment-22254 D J Tue, 06 Sep 2011 10:48:46 +0000 http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report#comment-22254 All the information stay on your credit report to 7 years, Since his credit is already trashed they might as well default & file. After the bankruptcy they can start rebuilding their credit , but it will take years. All the information stay on your credit report to 7 years, Since his credit is already trashed they might as well default & file. After the bankruptcy they can start rebuilding their credit , but it will take years.

]]> Comment on Bankruptcy and how it appears on credit report? by crbesq http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report/comment-page-1#comment-22253 crbesq Tue, 06 Sep 2011 10:48:46 +0000 http://www.creditrepairpractice.com/bankruptcy/1314-bankruptcy-and-how-it-appears-on-credit-report#comment-22253 The accounts will be listed and reported as $0 balance, discharged in bankruptcy. Nearly all consumer bankruptcy attorneys offer free consultations. Take advantage of this to meet with one and get advice based on all of the details of your particular situation. You can find a referral at NACBA.org (National Association of Consumer Bankruptcy Attorneys). The accounts will be listed and reported as $0 balance, discharged in bankruptcy.

Nearly all consumer bankruptcy attorneys offer free consultations. Take advantage of this to meet with one and get advice based on all of the details of your particular situation. You can find a referral at NACBA.org (National Association of Consumer Bankruptcy Attorneys).

]]> Comment on How does a bankruptcy trustee collect your income tax after the discharge? by nbasdg http://www.creditrepairpractice.com/bankruptcy/1313-how-does-a-bankruptcy-trustee-collect-your-income-tax-after-the-discharge/comment-page-1#comment-22252 nbasdg Wed, 24 Aug 2011 20:22:48 +0000 http://www.creditrepairpractice.com/bankruptcy/1313-how-does-a-bankruptcy-trustee-collect-your-income-tax-after-the-discharge#comment-22252 Get your doubts about Credit Card program procedure solved here. http://creditcardpay.blogspot.com Get your doubts about Credit Card program procedure solved here. http://creditcardpay.blogspot.com

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by the kid http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22251 the kid Fri, 29 Jul 2011 06:01:26 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22251 LOL, no. You did it, you face the consequences. LOL, no. You did it, you face the consequences.

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by Michael M http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22250 Michael M Fri, 29 Jul 2011 06:01:26 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22250 NOpe. It will stay there for the next 7-10 years NOpe. It will stay there for the next 7-10 years

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by Trinity Baker http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22249 Trinity Baker Fri, 29 Jul 2011 06:01:26 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22249 Nope, best you ask if bankruptcy is going to be an issue. Not all employers really care about the bankruptcy. Nope, best you ask if bankruptcy is going to be an issue. Not all employers really care about the bankruptcy.

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by Steve D http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22248 Steve D Fri, 29 Jul 2011 06:01:26 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22248 Nope...not a thing..the bankruptcy is a public/court record. Credit bureaus are in business to report just such items. Nope…not a thing..the bankruptcy is a public/court record. Credit bureaus are in business to report just such items.

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by worrier http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22247 worrier Fri, 29 Jul 2011 06:01:26 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22247 No, there is nothing you can do to have it not show. No, there is nothing you can do to have it not show.

]]> Comment on How do I get a bankruptcy to not show on a credit report, for potential employers? by Frank is Back http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers/comment-page-1#comment-22246 Frank is Back Fri, 29 Jul 2011 06:01:25 +0000 http://www.creditrepairpractice.com/bankruptcy/1312-how-do-i-get-a-bankruptcy-to-not-show-on-a-credit-report-for-potential-employers#comment-22246 Very, very few employers even check your credit so don't worry about it too much. And if they do check your credit just be prepared to explain. If you suffered a job loss or huge medical bills then just explain it. Bad things happen to good people. Very, very few employers even check your credit so don’t worry about it too much. And if they do check your credit just be prepared to explain. If you suffered a job loss or huge medical bills then just explain it. Bad things happen to good people.

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